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Frequently-Asked-Questions
What is the ERS?
Are employee contributions required?
What does a defined benefit retirement plan mean?
Does the Commission make a contribution?
How does being IRS qualified affect you as a member?
Who oversees the ERS?
Where is the money; is it protected?
How much of my pension benefit comes from my contributions?
Is there a maximum amount of credited service I can earn?
When do I start paying income taxes on my retirement annuity?
How does accumulated sick leave affect my benefit?
Are loans possible from the plan?
What if I don’t leave a surviving spouse or children?
When can I expect to receive my first retirement check?
How do I apply for retirement benefits?
Is there a cost-of-living adjustment to protect against inflation?
Is there life insurance when I retire?
When is the best time to retire?
What deductions are taken from my retirement check?
Can I have my benefit check directly deposited into my bank?
Is there Disability Retirement?
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